Affordable Flood Insurance

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Affordable Residential and Commercial Flood Insurance Through the National Catastrophe Flood Insurance Program

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NFIP Alternative

This is a specialized program written through Certain Underwriters at Lloyd’s of London, it is not the National Flood Insurance Program. This means that you can obtain higher limits of insurance and potentially save money.

Shorter Waiting Period

The NCIP only has a 15 day waiting period when insurance is not required by your mortgage company, opposed to the 30 day period required by the National Flood Insurance Program. You can obtain great coverage quickly.

Quick Quoting Process

It’s easy to get a quote. All that you need to do is complete the quote request form and an agent will work up a quote for you. You won;t be hassled by elevation certificate requirements because NCIP doesn’t require one!

States of Operation

We Offer Affordable Flood Insurance in Several States Nationwide and are Always Growing. Blue Means That We are Licensed in Your State and Yellow Means Our License is Pending.

Taking 2 minutes to complete the quote form may help you to save hundreds! Upon receipt we will provide a quote to you within 2 hours of your request.

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A Look At The Benefits

National Catastrophe Insurance Program

National Flood Insurance Program

Features

Limit to $5,000,000?

15 Day Waiting Period?

Broad Definition of Flood?

Replacement Cost Dwelling?

Replacement Cost Contents?

Available for Rental Properties?

Decks Covered?

Carports Covered?

 

NCIP

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

NFIP

No

No

No

Yes

No

No 

16 Sq Ft

No

NCIP Benefit

Higher Residential & Commercial maximums

Shorter Wait to Start Policy

No 2 Home/2 Acre Trigger

Equal

Superior Offering

Cover More Property Types

More Coverage

More Coverage