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A Look At The Benefits

Natural Catastrophe Insurance Program

National Flood Insurance Program

Features

Limit to $5,000,000?

15 Day Waiting Period?

Broad Definition of Flood?

Replacement Cost Dwelling?

Replacement Cost Contents?

Available for Rental Properties?

Decks Covered?

Carports Covered?

 

NCIP

Yes

Yes

Yes

Available

Available

Yes

Yes

Yes

NFIP

No

No

No

Yes

No

No 

16 Sq Ft

No

NCIP Benefit

Higher Residential & Commercial maximums

Shorter Wait to Start Policy

No 2 Home/2 Acre Trigger

Equal

Superior Offering

Cover More Property Types

More Coverage

More Coverage

See The Difference

NFIP Alternative

This is a specialized program written through Certain Underwriters at Lloyd’s of London, it is not the National Flood Insurance Program. This means that you can obtain higher limits of insurance and potentially save money.

Shorter Waiting Period

The NCIP only has a 15 day waiting period when insurance is not required by your mortgage company, opposed to the 30 day period required by the National Flood Insurance Program. You can obtain great coverage quickly

QUICK QUOTING PROCESS

It’s easy to get a quote. All that you need to do is complete the quote request form and an agent will work up a quote for you. You won;t be hassled by elevation certificate requirements because NCIP doesn’t require one!.

Request A Quote Today!

Taking 2 minutes to complete the quote request form may help you to save hundreds of dollars. Upon receipt of your request we will shop the market and provide a quote to you shortly after.